At Bedford, we understand that your financial future is one of the most important aspects of your life. Trust is paramount when it comes to managing your wealth, and our combined decades of experience in the industry have equipped us with the expertise necessary to guide you through every financial decision. This is what we do at Bedford, and we do it well.
Our Services
WEALTH MANAGEMENT
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Tax-Free savings account
A Tax-Free Savings Account enables individuals 18 and older to save money tax-free, as contributions come from after-tax dollars and all income is tax-exempt. Bedford is committed to helping you maximize your TFSA for retirement, education, or major purchases.
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First Home Savings Account
The First Home Savings Account is a strategic tool for first-time homebuyers, enabling tax-deductible contributions and tax-free withdrawals for qualified purchases, facilitating efficient fund accumulation for home ownership.
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Registered Retirement Savings plan
A Registered Retirement Savings Plan allows tax-deductible contributions that grow tax-free, aiding your financial future. At Bedford Financial, we specialize in tailored RRSP’s for retirement, first-home purchases, and more.
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LOCKED-IN RETIREMENT ACCOUNT
A Locked-In Retirement Account helps manage pension funds after employment, offering protection and growth for retirement savings. At Bedford Financial, we focus on safeguarding your financial future and providing expert guidance during life's transitions.
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ESTATE PLANNING
Bedford Financial simplifies the complexities of estate planning by providing tailored strategies that minimize tax liabilities and ensure the seamless transfer of assets. Trust our experienced team to honour your wishes and protect your family's future with professionalism and expertise.
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NON-REGISTERED OR OPEN ACCOUNT
A non-registered investment account provides flexible investing with no contribution limits or withdrawal restrictions. It allows clients to invest in various assets and build wealth while generating income through capital gains and dividends to support their financial goals.
INSURANCE
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LIFE INSURANCE
Life insurance is essential for providing financial stability and protecting loved ones from unforeseen events. By obtaining a policy at any age, clients can secure their dependents' futures while contributing to long-term wealth creation. This foundational tool enables clients to face various life stages—such as family growth, retirement planning, and legacy building—with confidence.
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CRITICAL ILLNESS INSURANCE
Critical illness insurance provides essential financial protection against unforeseen medical issues like heart attacks, strokes, or cancer. It allows policyholders to focus on recovery without financial stress, covering medical and everyday expenses. Securing this insurance ensures that when situations in life become critical, your financial stability does not.
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DISABILITY INSURANCE
Disability insurance serves as a vital financial safety net, providing income protection when illness or injury prevents clients from working. This coverage helps maintain their standard of living, addressing essential expenses like mortgage payments, bills, and dependents' needs. Ultimately, it offers peace of mind, allowing clients to focus on recovery while alleviating financial stressors.
GROUPS
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GROUP RRSP'S
Group Registered Retirement Savings Plans enable employees to save for retirement with ease through direct paycheque deductions. Employers often match contributions, boosting employees’ savings potential. This plan enhances financial security and well-being for employees. Additionally, employers gain tax advantages and can attract top talent by offering an appealing benefits package.
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GROUP BENEFITS
Group benefits effectively attract and retain talent, enhancing employee satisfaction and productivity. Comprehensive offerings like health, dental, life, and disability insurance demonstrate employers' commitment to well-being, fostering community and loyalty. Additionally, employers may benefit from tax deductions and reduced turnover costs, making group benefits a strategic investment.
WE’RE COMMITTED TO A PARTNERSHIP BASED ON HONESTY, TRANSPARENCY, AND INTEGRITY.
Our commitment to transparency and integrity means that we prioritize your interests above all else. We offer tailored financial solutions that align with your unique goals, ensuring you feel confident in every step you take. With a dedicated team of professionals at your side, you can rest assured that your future is in capable hands.
